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Up to 5,43 % interest on fixed-term deposits — without opening accounts at ten banks.

We compare the terms of selected European banks and put together the fixed-term deposit offers that suit you. Free, non-binding and with no obligation to sign up.

100.000 € protected by lawPer person and bank, uniformly regulated across the EU
Over 40 partner banks in 15 countriesTerms that German branch banks rarely offer
Free for youWe are paid by the banks, not by you
Request fixed-term deposit offers
Step 1 of 2

How much would you like to invest?

No contact details needed — you'll see your result right away.

€
Your interest earnings4.073 €
Best rate 5,43 % p.a.Payout 29.073 €
No obligation Free No credit check

Where should we send the offers?

For 25.000 € over 3 years — up to 4.073 € interest.

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Thank you

We'll get back to you within one business day with matching offers.

To the client portal

There you can view your investments, maturity dates and documents.

Demo notice: Prototype — no data was transmitted or stored.

100.000 €
Statutory deposit protection per person and bank
40+
Partner banks in 15 European countries
0 €
Cost to you — we are paid by the banks

What European banks are paying right now

A selection from the comparison. Which offer is right for you depends on the amount, term and deposit protection scheme.

All offers with statutory deposit protection up to 100.000 € per person and bank. Example terms, as of 09/2026.

Three steps, no paperwork

1

You tell us what you have in mind

Your investment amount and preferred term are all we need. It takes less than two minutes and commits you to nothing.

2

We put the offers together

Our fixed-term deposit experts review the partner banks' terms and select two to three suitable offers.

3

You decide at your own pace

You receive the offers in writing, compare them yourself and only sign up if you're convinced.

Your money is protected by law

100.000 €
protected per person and bank

Fixed-term deposits are among the safest forms of investment there are. Within the EU, bank deposits are protected by statutory deposit insurance — uniformly regulated, regardless of the member state in which the bank is based.

Your money is held at the bank, not with us

We arrange the investment. Your balance is held solely by the partner bank you choose.

A fixed rate for the entire term

No market fluctuations, no later rate cuts, no hidden costs.

More than 100.000 €? Simply spread it out

If you split the amount across several institutions, you stay fully protected. We'll show you how.

People who watch the market every day

Interest rates, terms and conditions at European banks change constantly. Our fixed-term deposit experts follow these developments every day — and know which bank is offering what right now and what to watch out for when opening an account.

If you wish, we'll guide you through the entire process: from selection to identity verification to the investment itself. There's no cost to you.

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Our fixed-term deposit experts work with selected European partner banks

Partner bank 1Logo only with usage permission
Partner bank 2Logo only with usage permission
Partner bank 3Logo only with usage permission
Partner bank 4Logo only with usage permission

What our customers say

This is where a real, customer-approved review goes. Fabricated testimonials are prohibited under competition law — this space stays empty until a genuine review is available.

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Best pulled directly from the connected review platform, so that the text, name and stars are verifiably genuine at all times.

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Tip: reviews that refer specifically to the investment amount and term come across as far more credible than general praise.

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Frequently Asked Questions

What does the service cost me?
Nothing. The comparison and support are completely free and non-binding for you. The service is funded through a referral commission from the partner banks — this has no effect on your interest rate.
Am I committed to anything after making a request?
No. You receive the offers for review and are completely free to decide whether you want to take up any of them. There is no obligation to sign up or to pay.
How safe is my money really?
Deposits at banks within the EU are protected by statutory deposit insurance up to 100.000 € per person and bank. The scheme responsible is that of the country in which the bank is based. For every offer we state which scheme that is.
Why do foreign banks pay more than German ones?
Banks in growing markets need deposits to refinance their lending business and pay better terms for them. Through an intermediary platform they can reach German savers without maintaining their own branch network here. Statutory deposit protection applies uniformly across the EU.
Can I access my money early?
A fixed-term deposit is tied up for the agreed term — that's the reason for the higher rate. Some partner banks allow early withdrawal in return for an interest deduction. If you want to stay flexible, you can spread the amount across several terms (an interest ladder) or combine fixed-term deposits with instant-access savings.
How quickly will I receive my offers?
Usually within one business day. After a short phone call to confirm the amount and term, you'll receive two to three suitable offers in writing.

See in two minutes what your money could earn

Free, non-binding and with no obligation to sign up.

Request offers now
Your interest earnings4.073 € Request offers